Jobs · Actuary

Will AI replace actuaries?

Part of the work, not the whole job. AI could take on about 44% of the working time in a typical actuary job today. The other 56% still needs a person.

15 responsibilities · a typical actuary job

56% of the work still needs a person.

Still needs a person: 56% of the timeAI could take on: 44%

Median pay $130,000 a year in the U.S. (BLS, May 2025).

Still needs a person

  • Negotiate reinsurance deals with insurers
  • Testify before lawmakers on legislation
  • Testify as an expert witness

AI can do or help with

  • Set premium rates and reserves AI helps
  • Consult for clients on contract AI helps
  • Help shape plans for new business AI helps
  • Design insurance and pension plans AI helps
  • Estimate mortality and other life rates AI helps
  • Advise on investment and credit risk AI helps

The biggest responsibilities of each kind. "AI helps" means a person still does it, with AI taking on part of the time. See all 15, with the reason for each and the cost of handing them to AI.

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Questions people ask

Will AI replace actuaries?

Part of the work, not the whole job. AI could take on about 44% of the working time in a typical actuary job today. The other 56% still needs a person. That is a split of the work, not a forecast of jobs lost.

Which parts of the job can AI do?

The biggest ones AI can do or help with: set premium rates and reserves, consult for clients on contract, help shape plans for new business, design insurance and pension plans, estimate mortality and other life rates, advise on investment and credit risk.

Which parts still need a person?

The biggest ones: negotiate reinsurance deals with insurers, testify before lawmakers on legislation, testify as an expert witness.

How is this measured?

Each of the 15 responsibilities the U.S. Department of Labor lists for this job (O*NET 31.0) is scored on 4 questions: can AI do it, does it get it right, must a person sign for it, and do people need to deal with a real person. The split is weighted by how much of the job each responsibility takes up. Scores version 0.4.2, updated September 28, 2026.

Responsibilities from O*NET 31.0 (U.S. Department of Labor). Pay from the Bureau of Labor Statistics, May 2025. Scores are calibrated to published research and updated every month. How it works.

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